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How Much Can I Borrow?
Calculates lending limits based on traditional guidelines.
Monthly Income
Salary/Wages
Other Income
Monthly Housing Expenses
Property Taxes
Hazard Insurance
Other Monthly Expenses
Auto Payment
Credit Cards and Other Payments
Loan Term and Interest Rate
Loan Term
7 Years
10 Years
15 Years
20 Years
30 Years
40 Years
50 Years
Interest Rate
1 %
1.125 %
1.25 %
1.375 %
1.5 %
1.625 %
1.75 %
1.875 %
2 %
2.125 %
2.25 %
2.375 %
2.5 %
2.625 %
2.75 %
2.875 %
3 %
3.125 %
3.25 %
3.375 %
3.5 %
3.625 %
3.75 %
3.875 %
4 %
4.125 %
4.25 %
4.375 %
4.5 %
4.625 %
4.75 %
4.875 %
5 %
5.125 %
5.25 %
5.375 %
5.5 %
5.625 %
5.75 %
5.875 %
6 %
6.125 %
6.25 %
6.375 %
6.5 %
6.625 %
6.75 %
6.875 %
7 %
7.125 %
7.25 %
7.375 %
7.5 %
7.625 %
7.75 %
7.875 %
8 %
8.125 %
8.25 %
8.375 %
8.5 %
8.625 %
8.75 %
8.875 %
9 %
9.125 %
9.25 %
9.375 %
9.5 %
9.625 %
9.75 %
9.875 %
10 %
Results
You may qualify for a maximum monthly mortgage payment (P+I) of
You may qualify for a maximum loan amount of
DISCLAIMER: The figures above are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification. If you have less than 20% equity in your home, a monthly mortgage insurance payment may be required.
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